Assistant Relationship Manager/Relationship Manager (Commercial / Corporate Banking)
Industrial and Commercial Bank of China (Thai) PCL.Financial/Banking/Securities
18/09/2024
Full Time
3 - 20 Year
Bangkok (Klongtoey)
Bachelor's Degree
Negotiable
- Relationship Management: build and maintain strong relationships with new and existing clients, acting as their primary point of contact for all lending-related matters.
- Credit Analysis: Assess the creditworthiness of prospective borrowers by analyzing financial statements, credit reports, and other relevant documents to determine risk levels and eligibility for loans.
- Collaborate with clients to understand their financial objectives and structure loan proposals that meet their needs while aligning with the bank's risk appetite and lending policies.
- Guide clients through the loan application process, collecting necessary documentation, and ensuring completeness and accuracy of information submitted.
- Identify and mitigate potential risks associated with lending transactions by conducting thorough due diligence, evaluating collateral, and implementing appropriate risk management strategies.
- Ensure compliance with regulatory requirements and internal policies throughout the lending process.
- Monitor and manage an assigned portfolio of loans, proactively identifying opportunities for portfolio growth, risk mitigation, asset quality managment and performance improvement.
- Provide responsive and personalized service to clients, addressing inquiries, resolving issues, and delivering timely updates on loan applications and approvals.
- Identify cross-selling opportunities for other banking products and services based on clients financial needs and objectives.
- Prepare regular reports and analyses on loan portfolio performance.
- Perform other duties as assigned by management.
- Bachelor's degree in finance, business administration, or a related field.
- Experience in commercial lending, relationship management, or a similar role within the financial services industry.
- Strong understanding of lending principles, credit analysis techniques, and risk management practices.
- Excellent interpersonal skills, with the ability to build rapport, negotiate effectively, and resolve conflicts diplomatically.
- Proficiency in financial analysis, including the ability to interpret financial statements, assess cash flow, and evaluate credit risk.
- Knowledge of regulatory requirements governing lending activities, including familiarity with relevant laws and regulations.
- Advanced analytical and problem-solving abilities, with a keen attention to detail and accuracy.
- Strong communication skills, both verbal and written, with the ability to articulate complex financial concepts clearly and persuasively.
- Proficiency in using financial software and Microsoft Office applications, including Excel, Word, and PowerPoint.
- New Year Party
- Provident Fund
- การขึ้นเงินเดือนประจำปีตามผลงาน
- Staff training and development
- ค่าทันตกรรม
- Marriage gift
- Telephone bill allowance
- 5-day work week
- ประกันกลุ่ม
- ประกันชีวิต
- Social security
- Health insurance
- Accident Insurance
- ลาพักผ่อนประจำปี
- โบนัสตามผลงาน
- Performance/results-based bonus
- Annual bonus
Industrial and Commercial Bank of China (Thai) PCL.
Industrial and Commercial Bank of China (Thai) Public Company Limited (ICBC)
Being a member of Industrial and Commercial Bank of China Limited (ICBC), the largest commercial bank in China and the world's largest bank in market capitalization, ICBC (Thai) is now ready to provide an integrated banking service for both retail and institutional customers including international corporations.
Our customers will experience the convenience through ICBC network which includes 16,232 service points around China together with 162 foreign branches and subsidiaries and partners with more than 1,500 correspondent banks worldwide. With the support from ICBC, a world-class banking group, to help broaden and strengthen our competency, we aim at becoming ICBC Regional Center in Indochina in the near future.
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